Changing Times

Require Strategic Moves

This one was simple and planned. I’ve used it before, and it was time to use it again. If you manage Roth IRA accounts correctly, acting in this manner is essential.

Rates Need To Decrease

One way or another, interest rates need to come down if the United States wants to be a part of the world, that is, except for Japan.

What does that mean? It’s rather simple. If we face a recession, rates are going down. If we settle the “tariff” wars, rates are coming down. One way or another, one of these events is going to happen. Let’s just hope Powell is not eating too many mushrooms.

So what am I doing? It’s easy, I’m buying 30-year treasury futures and a great ETF, the iShares 20+ Year Treasury Bond. I’m consistent. I like Ford because of the 6% dividend and the same strategy fits here.

Remember when Bob Dylan had a voice? I did and he was great. He’s still pretty good, but more so, his message is second to none. So is mine. It’s time to lock in rates. Like everyone else, it would be nice if they went a little higher before acting, but I’m not a greedy investor. You should not be one either.